Direct access to liquidity: the order book and broker marketplace
Brokers can now post live USDT/USDC offers directly in WireMe. Browse the order book, negotiate rates in-app, and trade with funds secured by smart contract escrow.
Getting paid globally should mean getting paid locally, instantly, and in full. The next step is giving you direct access to liquidity, on your terms.
Here's a look at how the live order book and broker marketplace work.
how brokers post live offers
Brokers can now publish buy and sell offers directly inside WireMe. Creating an ad takes a few clear inputs:
- Asset: choose to buy or sell USDT or USDC
- Exchange rate: set a custom rate in KES, for example 131 KES per coin
- Volume and limits: set the total available coin volume and a minimum order size
- Payment preference: choose a payout method, with M-Pesa available as the default
- Expiry period: set how long the ad stays active on the order book
Once published, the offer appears in a live order book where users can review rates, limits, and terms at a glance.

clear numbers before you commit
When a user wants to sell digital assets, they can review live broker offers and see exactly what they'll receive before confirming anything.
For example, if a broker posts an open buy offer at 131 KES per USDT, a user selling 500 USDT sees the payout calculated upfront: 65,500 KES. They choose an estimated escrow hold duration and confirm the sale with full clarity on what they're getting.

escrow protection, built in
Once a trade is accepted, funds move into escrow and stay locked there until both sides confirm completion.
- Funds stay in escrow while local M-Pesa clearing takes place
- Escrow releases funds only once payment is confirmed
- Neither side is exposed to counterparty risk or unilateral cancellation
Brokers also get a dashboard to track active orders, adjust volumes, and manage open trades in real time.
This is what #PaidIsPaid represents in practice: real liquidity, real pricing transparency, and funds that only move when both sides are ready.